NCI Research Aims to Reduce Impacts of Financial Toxicity for Cancer Survivors

Dealing with cancer isn’t just about managing the physical and emotional challenges. For many survivors and their families, there’s another overwhelming concern—financial toxicity. This term describes the financial problems that come with medical expenses during cancer treatment. It’s a reality that can impact nearly half of those diagnosed, sometimes even leading them to skip recommended treatments because of the high costs involved.

Finding solutions to this issue isn’t straightforward. It will take a mix of ongoing research and community engagement to develop effective approaches that fit the unique needs of different people.

The National Cancer Institute (NCI) has been a leader in studying the effects of financial hardship on cancer survivors and their families, shedding light on how deeply these issues can run. For instance, research funded by NCI found that nearly 75% of people with advanced colorectal cancer face financial problems, even if they have health insurance. Another study revealed that some breast cancer patients are forced to make surgical decisions based more on cost than on what might be best for their health.

NCI isn’t just researching the problem—they’re also looking at ways to address it. Recently, a study supported by NCI tested a financial navigation program for cancer patients and their caregivers. Participants who used this program were able to save thousands of dollars, helping ease some of the financial strain. Programs like these can make a real difference, but more work is needed to reach everyone who needs help, especially younger survivors who face employment disruptions and are more likely to be underinsured.

Imagine if, during cancer care, doctors could easily screen for financial hardship and connect families to proven financial resources that could help. No one should have to choose between getting lifesaving treatment and avoiding financial ruin. The goal should be to deliver care that not only treats and prevents cancer but does so in a way that doesn’t leave families with unmanageable debt. This is what optimal care means—caring for people’s health and financial well-being so they can focus on recovery without fear of financial collapse.

If you or your loved one is dealing with financial challenges related to cancer treatment, know that you’re not alone, and there are resources that might help. Advocacy for more support and programs like financial navigation are essential steps toward ensuring that no family has to bear this burden alone.

Contact a ThriveNV navigator if you need financial assistance to get screening or diagnosis of cancer, or help paying certain bills during cancer treatment.

Adapted from National Cancer Institute